Real Estate Affiliates in Solon, Twinsburg and Cleveland, Ohio Provided by The Gallmann Group

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Kennels

Aurora
330.562.7011

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School Reports in Solon, Twinsburg and Cleveland, Ohio

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First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	What five basic components of a "smart home" can be controlled by technology?
A	Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
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The Gallmann Group, REALTOR®, real estate agent and broker for Solon, Twinsburg and Cleveland Ohio home listings, property and land for sale - NUMBER1EXPERT™

The Gallmann Group
RE/MAX Haven Realty
34050 Solon Rd.
Solon, OH. 44139
Office: 440.248.2548
Toll Free: 888.448.2548
Fax: 440.248.4995
General Info: Info@ClevelandHomes.com
Suzanne: Suzanne@ClevelandHomes.com
Robert: Robert@ClevelandHomes.com
Gretchen: Gretchen@ClevelandHomes.com
Rest of Gallmann Group: "Enter Their First Name"@ClevelandHomes.com
Quality real estate service with a personal touch! The Gallmann Group is dedicated to providing the latest technology to assist our Buyers and Sellers. Our goal at the end of the process to have you mention us to your friends, family and co-workers. Over 70% of our business last year was from past clients. This is the highest compliment we can receive. We look forward to making you our next satisfied client!

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