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All agents are NOT alike! Communication is our focus...Come experience the Gallmann Advantage! 440.248.2548.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Solon, Twinsburg and Cleveland real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in Solon, Twinsburg and Cleveland, Ohio
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Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
The upper walls of what famous holy temple are lined with gold?

A 
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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The Gallmann Group, REALTOR®, real estate agent and broker for Solon, Twinsburg and Cleveland Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gallmann Group
RE/MAX Haven Realty

34050 Solon Rd.
Solon, OH. 44139
Office: 440.248.2548
Toll Free: 888.448.2548
Fax: 440.248.4995
General Info: Info@ClevelandHomes.com
Suzanne: Suzanne@ClevelandHomes.com
Robert: Robert@ClevelandHomes.com
Gretchen: Gretchen@ClevelandHomes.com
Kelly: Kelly@ClevelandHomes.com

Quality real estate service with a personal touch! The Gallmann Group is dedicated to providing the latest technology to assist our Buyers and Sellers. Our goal at the end of the process to have you mention us to your friends, family and co-workers. Over 70% of our business last year was from past clients. This is the highest compliment we can receive. We look forward to making you our next satisfied client!

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