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All agents are NOT alike! Communication is our focus...Come experience the Gallmann Advantage! 440.248.2548.

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Real Estate Tips
Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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The Gallmann Group, REALTOR®, real estate agent and broker for Solon, Twinsburg and Cleveland Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gallmann Group
RE/MAX Haven Realty

34050 Solon Rd.
Solon, OH. 44139
Office: 440.248.2548
Toll Free: 888.448.2548
Fax: 440.248.4995
General Info: Info@ClevelandHomes.com
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Robert: Robert@ClevelandHomes.com
Gretchen: Gretchen@ClevelandHomes.com
Rest of Gallmann Group: "Enter Their First Name"@ClevelandHomes.com

Quality real estate service with a personal touch! The Gallmann Group is dedicated to providing the latest technology to assist our Buyers and Sellers. Our goal at the end of the process to have you mention us to your friends, family and co-workers. Over 70% of our business last year was from past clients. This is the highest compliment we can receive. We look forward to making you our next satisfied client!

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