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All agents are NOT alike! Communication is our focus...Come experience the Gallmann Advantage! 440.248.2548.
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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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For Home Buyers:
Why Buyers Choose The Gallmann Group - Why homebuyers looking for a real estate agent in the Solon, Twinsburg and Cleveland area choose The Gallmann Group. Latest Listings - Get The Gallmann Group's latest Solon, Twinsburg and Cleveland listings of homes for sale first! Find Your Perfect Home - The Gallmann Group will search for your ideal home and email you the newest Solon, Twinsburg and Cleveland MLS listings of properties in Cuyahoga and Summit County OH. First Time Homebuyers - Are you a first time homebuyer in Solon, Twinsburg and Cleveland, OH? Choose a top real estate agent. The Gallmann Group can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Solon, Twinsburg and Cleveland house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Solon, Twinsburg and Cleveland Homes, For Home Buyers, For Home Sellers, Solon, Twinsburg and Cleveland Information, Real Estate Resources, and About The Gallmann Group. 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What are considered the ideal conditions for a seller's market?
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| A |
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS. |
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